 |
Traveling always brings positive emotions and new experiences. However, abroad, we might encounter simple yet challenging situations.
How can you avoid this, and what should you do? Virtual cards from PSTNET offer a solution. In this article, we'll explore why they are becoming the number one choice for travelers in 2024.
What are Virtual Cards?
Virtual cards are digital analogs of bank cards. They have a unique number, expiration date, and CVV code.
The only difference is that virtual cards work without a physical carrier. This means they can't be lost or left at home. These cards have other advantages as well—they use the latest security technologies, are easy to issue or close, and allow you to monitor your expenses directly from your smartphone through a user account. You can also control currency conversion there.
PSTNET Virtual Cards
 |
PSTNET is a popular financial provider that issues virtual cards. Most of the service’s cards are payment solutions and tools for media buying. You can choose special virtual cards for all popular platforms: Facebook, TikTok, Instagram, and others.
There is also the 3D secure virtual dollar card, which is perfect for travelers — it is called Ultima. This card has no spending and replenishment limits and is also multi-currency. In addition to the two most popular fiat currencies — dollar and euro, Ultima supports 18 cryptocurrencies. Conversion happens automatically within the accounts.
All PSTNET service cards work with the world's most popular payment systems—Visa and Mastercard. This means that any card from the service will be accepted wherever these payment systems are accepted.
Ultima cards are issued by banks in Europe and the USA, providing the widest geographic coverage. You can use them in almost any country, including African and Asian countries.
Features of PSTNET Cards
Let's look at the features of PSTNET cards in more detail and see what makes them ideal for travel expenses.
3D Secure Technology and Advanced User Data Protection
When you use PSTNET virtual cards, you can be confident in the security of your payments thanks to 3D Secure technology and two-factor authentication (2FA).
3D Secure is a security protocol developed to protect online payments. The name stands for "Three Domain Secure," meaning three-level security: the issuing bank, the payment system, and the merchant.
Each transaction with 3D Secure is confirmed by a one-time code sent to your phone. This additional step reduces the risk of fraud, as even if someone knows your card details, they cannot complete the payment without the confirmation code.
To prevent fraudsters from accessing your user account, PSTNET offers 2FA or two-factor authentication. This is a protection method that requires two ways to verify a user's identity.
To prevent fraudsters from accessing your user account, PSTNET offers 2FA or two-factor authentication. This is a protection method that requires two ways to verify a user's identity.
To access your account, you need to enter not only a password but also a one-time code. This code is sent to your phone or email. Thus, even if someone knows your password, they cannot enter the account and perform transactions without the code.
Of course, you can always use another way to protect your funds—create separate virtual cards for each online payment and top them up with exactly the amount required.
Of course, you can always use another way to protect your funds—create separate virtual cards for each online payment and top them up with exactly the amount required.
You won't store additional money on them, so even if the card details fall into the wrong hands, they won't be able to withdraw anything from it.
Managing Expenses with Multiple Cards
 |
Ultima cards have no limits on their quantity, so you can create as many cards as you need. You can manage them through the special PSTNET cardholder in the browser. This allows you not to enter passwords every time you log into a new user account.
Having multiple virtual cards will not only secure your finances but also help you manage your budget effectively.
You can set spending limits for each card individually. This is especially convenient if you have a limited budget.
For example, you can create a separate card for food expenses during your trip and set a limit on it. This will help you control your spending on snacks and might stop you from buying overpriced coffee at the airport.
By creating different cards for different expense categories, you can plan your budget more easily. Use separate cards for paying for hotels, tickets, and entertainment. This way, you can plan expenses in advance and avoid unpleasant surprises.
In your PSTNET user account, you can always see how much money has been spent on each card and how much remains in the accounts.
By creating different cards for different expense categories, you can plan your budget more easily. Use separate cards for paying for hotels, tickets, and entertainment. This way, you can plan expenses in advance and avoid unpleasant surprises.
In your PSTNET user account, you can always see how much money has been spent on each card and how much remains in the accounts.
Saving on Fees and Exchange Rates
When you use a regular bank card abroad, you often face high currency conversion fees and additional charges for international transactions.
PSTNET virtual cards effectively solve this problem. With them, you can choose the fiat currency that will be the most beneficial for your trip. Additionally, the service's virtual cards do not charge fees or additional charges for transactions, fund withdrawals, or declined payments.
This means that when paying even on a foreign website, nothing extra will be deducted from your account beyond the purchase amount.
This means that when paying even on a foreign website, nothing extra will be deducted from your account beyond the purchase amount.
Moreover, you can follow our tips:
Use online banking to monitor your expenses.
PSTNET provides convenient tools for tracking transactions and managing funds. Regularly check your balance and monitor expenses.
Top up the card in the advantageous currency.
If you have the opportunity to top up the PSTNET card in the currency of the country you are going to, do it in advance. This way, you avoid double conversion and additional fees.
Use cryptocurrencies.
PSTNET cards support cryptocurrencies. You can pay for any purchases with cryptocurrencies. This allows you to avoid additional costs. Conversion occurs within the user account—simply transfer funds to the fiat account from the cryptocurrency account. The entire process is fully automated.
Plan major purchases in advance.
If you plan significant expenses, such as car rental or buying expensive souvenirs, prepare a separate card for this. Transfer money to it in advance and do not use it for other purposes.
Avoid conversion at points of sale.
When paying abroad, many terminals offer the choice between paying in local currency or the currency of your card. Always choose local currency, as selecting the card's currency can lead to unfavorable rates and additional fees. Conversion to local currency will happen automatically on your Ultima card.
Simple Creation and Easy Use of PSTNET Virtual Cards
 |
To issue a virtual card from the service, you don't need to go to a bank branch and fill out complicated forms — just register on the website. You can use your Google, Telegram, WhatsApp, Apple ID, or email account for quick registration. After that, you immediately get access to your user account, where you can issue the Ultima card with one click.
It becomes active immediately, so you can start using it right away.
You can top up the card via USDT TRC-20, BTC, and 16 other cryptocurrencies, bank transfer SEPA/SWIFT, as well as using other Visa/MasterCard cards.
The top-up fee is 2%, and fund withdrawals from the card in USDT are commission-free. This flexibility and activation speed make PSTNET cards ideal for those who value their time and want to avoid unnecessary costs.
Let's see how easy it is to use the Ultima card for booking accommodation during travel and buying airline tickets.
It becomes active immediately, so you can start using it right away.
You can top up the card via USDT TRC-20, BTC, and 16 other cryptocurrencies, bank transfer SEPA/SWIFT, as well as using other Visa/MasterCard cards.
The top-up fee is 2%, and fund withdrawals from the card in USDT are commission-free. This flexibility and activation speed make PSTNET cards ideal for those who value their time and want to avoid unnecessary costs.
Let's see how easy it is to use the Ultima card for booking accommodation during travel and buying airline tickets.
Booking.com
You are planning to spend a vacation in Paris and urgently need to book a hotel. With a PSTNET virtual card, you can easily pay for bookings on popular platforms like Booking.com. Suppose you found the perfect hotel for 200 euros per night. To pay for the booking, simply top up the card with the required amount using your standard Visa bank card.
Airbnb
If you plan to stay in an apartment or house booked through Airbnb, a PSTNET virtual card will also be a great tool. For example, you found a cozy apartment in New York for $1,500 a week. You can top up the card using a SWIFT bank transfer. After that, you can pay for the booking using your virtual card and enjoy your trip without worrying about currency conversion and fees.
Skyscanner
Imagine you are at the airport and urgently need to buy a ticket for the next flight. With a PSTNET virtual card, you can pay for tickets on platforms like Skyscanner.
Suppose the ticket costs $500. You can quickly top up your card using Bitcoin or USDC and pay for the ticket without delays. The card’s quick activation and lack of spending limits allow you to use the card instantly, avoiding unnecessary fees.
If you have any questions about using the card or encounter transaction problems, PSTNET’s 24/7 technical support is available via Telegram chat and other communication channels.
For example, if you cannot pay for a hotel or ticket, you can contact support and get assistance promptly.
If you have any questions about using the card or encounter transaction problems, PSTNET’s 24/7 technical support is available via Telegram chat and other communication channels.
For example, if you cannot pay for a hotel or ticket, you can contact support and get assistance promptly.
Conclusion
PSTNET virtual cards are the perfect solution for traveling not only in Indonesia but also around the world. They guarantee safety, convenience and savings.
With 3D Secure technology and two-factor authentication, the Ultima card ensures reliable data and transaction protection.
Thanks to the absence of spending and replenishment limits, multi-currency support, and ease of use, PSTNET service cards allow you to travel without worrying about currency conversion and additional fees.
These cards provide maximum freedom and convenience, letting you focus on new experiences rather than financial issues.
Plan a comfortable trip with PSTNET financial service today!
Plan a comfortable trip with PSTNET financial service today!